Loans and Subsidies on Beekeeping in India (Apiculture)  

Loans and Subsidies on Beekeeping in India

Introduction: Hello Bee farmers, we have some information for you about loans and subsidies on Beekeeping in India. Let us find out the Government schemes (subsidy and loan) on Apiculture and eligibility criteria to avail these benefits.

A guide to Loans and Subsidies on Beekeeping in India 

Bee farming in India is turning out as the best Agri-Business, providing employment to many of them in the country. In rural areas, it has become the secondary source of income, especially for farmers. Hence it has gained some importance in terms of Agri-Business, where many of them trying to start honey bee farming in India. If you are also planning the same then go through this blog where you can get all the information needed. If you got to know the details regarding income from the first year itself, you will definitely bat an eye on this Beekeeping. Now we will try to give information on the commercial beekeeping subsidies, and loans and schemes in India.

List of Commercial Beekeeping Loans and Subsidies on Beekeeping in India

If you want to start Beekeeping in India, the government is ready to help. For this Apiculture, there are some boards and National Honey Bee Board India is a prominent one among them. Most of them were benefited from the various schemes and loans of the National Bee Board. Apart from these National Bee Board Schemes, it also provides training to many of them who have an interest in this bee farming business. The Government is providing a 35 percent subsidy on the bee farming business in India. The ones who will get this subsidy have to invest only 5 percent from their pockets.

Commercial Beekeeping Subsidies

Apart from this, the government is also helping in marketing the Honey. This is one of the important stages where bee farmers are facing difficulty. Hence the government is intervening here. The National Bee Board is also coming up with various schemes. All these things are for the benefit of rural farmers. In case, if there are some new Schemes in Beekeeping in India, then we will update here. You can go through these to know more about the Commercial Beekeeping Loans in India.

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List of Commercial Beekeeping Loans in India

If you are trying for a loan for beekeeping in India, then you can check the below information. Apart from that, SHGs, NGOs can also get this loan. You have to use this loan money only for setting up units for the production of Honey. You can get the subsidy for this loan from the government bodies like KVIC / KVIB / DRDA. One has to pay back this loan between 5-7 years. You can pay the loan in a quarterly or half-yearly installment. For this loan, the IDBI Bank is giving 11 months gestation period. These are a few of them which provide different Commercial Beekeeping Subsidies and Loans. Furthermore, check the below link to know more about Apiculture Farming in India.

KVIC Schemes

Honey Week, an awareness campaign initiated by Khadi Village Industries Commission (KVIC), concluded on Monday with a workshop on the usefulness of honey and a prize distribution ceremony for the winners of the drawing, recipe making, essay, and slogan writing contests. Hundreds of students from 23 schools and colleges had participated in the competitions. Dr. N S Tomar, State Director (Punjab and Chandigarh), KVIC, announced to provide loan options. 25 lakh to needy youths educated up to Class VIII. Those who do not fulfill the educational qualification may get Rs. 10 lakh to start beekeeping as a full-time business venture under the Prime Minister Employment Scheme.

The government will provide a 35 percent subsidy and the reserved category applicants will be required to invest 5 percent from their own pockets. On the contrary, the initial amount limit for the general category will be 10 percent.

A battery of experts on honey, hospitality, and academics took part in the workshop focussing their attention on the use of honey for a balanced diet and medicines.

Agriculture in India provides nearly 50% of employment in India’s workforce but in turn, contributes about 15% to the country’s gross domestic product. Modi has called for a “sweet (honey) revolution” which, helps to transform farmers’ lives. Apart from teaching basic bee rearing and honey extraction, the KVIC imparts advanced training to select farmers through its Central Bee Research Institute, situated in the western city of Pune. At these sessions, fledgling beekeepers are instructed on how to separate bee pollen, royal jelly, and venom. They learn to travel with their bees from one place to another in search of better flora. The pollen that collects on the legs of bees when they suck nectar from flowers and the royal jelly the critters secrete are rich in protein and often used in nutritional supplements. The pollen can cost about 1,200 rupees per kilogram, while the jelly is worth 25,000 rupees to 30,000 rupees per kilogram.

A kilogram of bee venom produced by the glands associated with a bee’s sting apparatus and responsible for the pain of being stung and can sell for 10 million rupees. It is highly sought after because it is used in cancer medicines. These are very high-value byproducts which can create additional income for farmers.”

In less than three months since the 100 boxes were placed on his family’s farm, Dinesh said, they have multiplied to 125 (the queen bee in each box lays around 2,000 eggs every day), and 1,200 kg of honey has been extracted.

KVIC plans to soon hook up the farmers with the Prime Minister Employment Generation Programme, which can extend loans, subsidies, and training for setting up honey processing plants. Establishing a plant costs 1.5 million rupees, and farmers can receive subsidies worth up to 35% of loans they take out for this purpose. The loans carry a 4% interest rate.

Schemes and Accomplishments under KVIC

1. KVIC has paved the way for the development of Micro, Small, and Medium Enterprises. It provides financial aid to the beekeepers through several schemes. They are: Capital Expenditure Loan (CE Loan) on subsidized interest; Working Capital Loan (WC Loan) on subsidized interest; Short-term Stocking
2. Rural Employment Generation Scheme (REGP), Prime Minister Employment Generation Scheme (PMEGP), was introduced to upgrade the traditional bee farming methods to scientific methods.
3. A set of 12 beekeeping clusters were constructed, by UNDP. It also accompanies with the beekeeping infrastructure for better beekeeping in specified areas.
4. The NGOs, SFURTI, and KRDP, implemented 11 beekeeping and 3 Beekeeping clusters, respectively.

National Bee Board (NBB)

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The ministry of agriculture, department of agriculture cooperation & farmer welfare established the national bee board (NBB) in the year 2000. Though the main motto of the board is to improve pollination and crop productivity through beekeeping, it attributes the following:

1. Research and Development of honey processing units
2. To sketch schemes and establish training through research institutions
3. Production of quality honey – introduction of Phyto-Sanitary standards in terms of bee-product quality
4. Migration of honeybee colonies – enabling the longer and safe migration of honeybees
5. Creating awareness and organizing training
   Research and training on the disease-prone and its medication.

Funds under NBHM Mission

All the Micro, Small, and Medium Enterprises governed by the national bodies approve an amount of Rs.49.78 Crores every year through the KVIC. The amount is allocated for the employment and income to rural youth, both men and women for preserving the honeybee environment. The government encourages the standardization of beekeeping by allocating larger funds. All the honey keeping missions focuses not only on the enhancement of beekeeping but also on the generation of the 11,000 employment every year.

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Eligibility Criteria for NBHM Funding

1. Checklists that are considered for the selection of beneficiary under the honey mission,
2. The applicant should belong to SC/ST/NE-State candidate.
3. Applicants with a valid Aadhar Card and the age between 18 years and 55 years are only eligible to apply under the mission.
4. Only one in a family will be eligible, who shall be provided with a set of 10 bee boxes, 10 bee colonies, and tool kits.
5. The beekeepers already maintaining more than 10 bee colonies are not considered to be eligible.
6. KVIC/KVIB/NABARD/KVK(s)/Agriculture – Horticulture Board’s trained candidates shall be preferred.
7. The beneficiaries who are availing/availed the benefits from any other Government Schemes shall not be considered eligible.
8. Beekeepers who failed to multiply their bee colonies from 10 to 18 over a year should surrender all their bee colonies, hives, and kits.

Documents Needed

1. A valid Aadhar Card
2. Applicant’s photo identity with Voter ID/Ration Card. A driving license shall be considered in case of non-availability of an Aadhar card.

A Government declaration document is required for those who had availed/availing the government benefits to revoke them as a beneficiary.

That’s all folks about government schemes for loans and subsidies on beekeeping in India. 

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